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Oh my goodness!
One night Meg Whitman is blasting Jerry Brown with a bunch of misrepresentations and lies.
And the very next day, her former housekeeper reveals that she's an undoc -- and claims that Meg knew about it.
Now, just as an aside, don't vote for someone who failed to vote for dang near 30 years. She didn't have time to be bothered to exercise her civic duty, but now she wants to be the governor.
The woman is too ignorant to govern her own house, let alone a state.
Well, maybe a state of denial, or a state of mind, or maybe even a state of shock. But Meg is not capable of handling California's state of emergency.
Seriously.
She's against illegal immigration, rants about taking responsibility for actions, but then fires her long-time housekeeper for being an illegal and fails to mention it to anyone.
Her poor PR team. I'd almost feel sorry for them, but then again, they chose to work for her.
What was that about sowing and reaping? You know, in the Good Book? Yeah, that one. That's what Meg is doing now. Reaping what she sowed.
Huh.
Can we just roll on the floor laughing like we did this morning when the story broke???
Showing posts with label lies. Show all posts
Showing posts with label lies. Show all posts
Thursday, September 30, 2010
Saturday, May 30, 2009
Arnold Doesn't Know A Thing About The State Budget!
Yes, you heard me say it.
Not only is Arnold an idiot, he doesn't know a damn thing about the budget that he's blathering about!
Let's take just a quick pot-shot at him today, it's easy enough.
He wants to cut the Healthy Families program. It costs the state about 350 million or so a year. First, is he really so stupid that he wants to cut health care for CHILDREN? Second, if he cuts the program, the state loses about $500 million in Federal funding.
Wait a minute, that's not saving us money, it'll cost us $150 million!
And that's not even the most stupid thing he said this week.
He said he'll cut CalWORKs.
Say what?!?
He's going to cut a program that costs about $1.5 billion. Yeah, that's hella money.
But, but, but --
It brings in $4 billion from the Feds! So he's going to throw away $3.5 billion?
Arnold thinks that the general public is going to buy into his bullshit.
Think not!
Remember, every time Arnold opens his mouth, he's lying to you, to me, to us all.
I can hardly wait for the next election...
Not only is Arnold an idiot, he doesn't know a damn thing about the budget that he's blathering about!
Let's take just a quick pot-shot at him today, it's easy enough.
He wants to cut the Healthy Families program. It costs the state about 350 million or so a year. First, is he really so stupid that he wants to cut health care for CHILDREN? Second, if he cuts the program, the state loses about $500 million in Federal funding.
Wait a minute, that's not saving us money, it'll cost us $150 million!
And that's not even the most stupid thing he said this week.
He said he'll cut CalWORKs.
Say what?!?
He's going to cut a program that costs about $1.5 billion. Yeah, that's hella money.
But, but, but --
It brings in $4 billion from the Feds! So he's going to throw away $3.5 billion?
Arnold thinks that the general public is going to buy into his bullshit.
Think not!
Remember, every time Arnold opens his mouth, he's lying to you, to me, to us all.
I can hardly wait for the next election...
Tuesday, November 11, 2008
President Obama Represents Hope
While die-hard Republicans are dismayed at the election of a Democrat, I am obviously thrilled at our choice.
I think President Obama's two terms in office will be a bright spot in American history. Yes, two terms. He is going to pull the economy out of the toilet. He is going to get some resolution to our overseas issues, like Iraq, Iran, Afghanistan. He is going to be more flexible and is already perceived as a man to work with, not against, in international politics. And in politics, how you are perceived by others is half the battle.
Yes, the Repubs are having fits, but they have only their party to blame. Even my Dad, a die-hard Republican, told me that he has to hold his nose to vote for the lesser of two evils. That is a telling statement. "The lesser of two evils."
The Republican Party has lost touch with its own membership.
I truly believe that most people are moderates with a few wild swings one way or the other. The Party has catered a little too long to the right wing wack jobs that fill the airwaves with dramatic statements, misrepresentations, and flat out lies.
Yes, they have a right to their opinions, but while they've been shouting BS to the winds, the massive silent majority in America spoke with their votes.
President Obama represents hope.
Hope for enough of a change to make a difference.
Now, I'm not deluded enough to think people want big changes. No, no, they absolutely don't.
What people want is to live decent lives, have a good job, a roof over their heads, food to eat, a nice vehicle to drive, an education for their kids. Americans like their toys, yes, but mainly they want to be secure in their lives.
People want to go to work, come home, watch TV, maybe play a sport, enjoy their families. They want to be able to tailgate now and then at the stadium. They want to eat out now and then. They want to be able to go to the doctor when they're sick, so they get better.
They don't want to be sweating over the checkbook trying to figure out how to pay the increasing mortgage (because the broker lied to them about the advantages of that low-rate adjustable mortgage -- believe me, don't blame the victims of fraud!!).
People don't want massive changes in the American system. They just want to live their day-to-day lives and be able to retire someday.
The mortgage meltdown was only one more symptom of the failures of the American economic system. I'd take it back to the Enron debacle. That was the beginning of the meltdown. We just didn't know how big the lies were and how far entrenched into our economic system they'd become.
President Obama isn't going to be able to perform miracles. But he is going to take charge and start working on behalf of the PEOPLE of America. Unlike all too many politicians, he hasn't forgotten where he came from -- middle class working people.
President Obama represents new hope in America.
I think President Obama's two terms in office will be a bright spot in American history. Yes, two terms. He is going to pull the economy out of the toilet. He is going to get some resolution to our overseas issues, like Iraq, Iran, Afghanistan. He is going to be more flexible and is already perceived as a man to work with, not against, in international politics. And in politics, how you are perceived by others is half the battle.
Yes, the Repubs are having fits, but they have only their party to blame. Even my Dad, a die-hard Republican, told me that he has to hold his nose to vote for the lesser of two evils. That is a telling statement. "The lesser of two evils."
The Republican Party has lost touch with its own membership.
I truly believe that most people are moderates with a few wild swings one way or the other. The Party has catered a little too long to the right wing wack jobs that fill the airwaves with dramatic statements, misrepresentations, and flat out lies.
Yes, they have a right to their opinions, but while they've been shouting BS to the winds, the massive silent majority in America spoke with their votes.
President Obama represents hope.
Hope for enough of a change to make a difference.
Now, I'm not deluded enough to think people want big changes. No, no, they absolutely don't.
What people want is to live decent lives, have a good job, a roof over their heads, food to eat, a nice vehicle to drive, an education for their kids. Americans like their toys, yes, but mainly they want to be secure in their lives.
People want to go to work, come home, watch TV, maybe play a sport, enjoy their families. They want to be able to tailgate now and then at the stadium. They want to eat out now and then. They want to be able to go to the doctor when they're sick, so they get better.
They don't want to be sweating over the checkbook trying to figure out how to pay the increasing mortgage (because the broker lied to them about the advantages of that low-rate adjustable mortgage -- believe me, don't blame the victims of fraud!!).
People don't want massive changes in the American system. They just want to live their day-to-day lives and be able to retire someday.
The mortgage meltdown was only one more symptom of the failures of the American economic system. I'd take it back to the Enron debacle. That was the beginning of the meltdown. We just didn't know how big the lies were and how far entrenched into our economic system they'd become.
President Obama isn't going to be able to perform miracles. But he is going to take charge and start working on behalf of the PEOPLE of America. Unlike all too many politicians, he hasn't forgotten where he came from -- middle class working people.
President Obama represents new hope in America.
Friday, October 31, 2008
Let The Mudslinging Commence!
Oh, wait, it's been going on for days and weeks already.
Well, these last few days before the election will be filled with dramatic ad campaigns, filled with a lovely selection of misdirection, implied misdeeds, and flat out lies about various propositions and candidates for office.
Oh, yes, the mudslinging and muckraking has definitely commenced.
The funny thing is that most of the people I talk to know EXACTLY how they're going to vote. So all these commercials are just wasting time and money.
Typical, wasting time and money.
Hmmmm, is that just a precursor of things to come? Another politician wasting our time and our money?
Sigh, nothing new here, nothing to see, move along people, move along.
Yet, this whole election is about change.
The real question is, will it be "same games, different faces"? Or is there really a possibility that things can change?
I can say one thing for sure. I have seen more people stepping up to vote than I've ever seen before.
That's a good change.
Now, if we could just convince these guys that throwing mud against the other candidate to see if anything sticks is a pointless exercise, a waste of time and money...
Naw, the mudslinging has commenced, the air time bought and paid for, there's no hope for reasonable minds at this late date.
Maybe next time, folks will remember who did and who did not think it was necessary to dredge up a bunch of lies to make the other guy look bad.
Shoot, why, when he does so well by himself???
Give a politician enough air time, and sooner or later, he'll say something so incredibly stupid that even the most devout follower will cringe.
Of course, that'll be more ammo for the next round of mudslinging...
Well, these last few days before the election will be filled with dramatic ad campaigns, filled with a lovely selection of misdirection, implied misdeeds, and flat out lies about various propositions and candidates for office.
Oh, yes, the mudslinging and muckraking has definitely commenced.
The funny thing is that most of the people I talk to know EXACTLY how they're going to vote. So all these commercials are just wasting time and money.
Typical, wasting time and money.
Hmmmm, is that just a precursor of things to come? Another politician wasting our time and our money?
Sigh, nothing new here, nothing to see, move along people, move along.
Yet, this whole election is about change.
The real question is, will it be "same games, different faces"? Or is there really a possibility that things can change?
I can say one thing for sure. I have seen more people stepping up to vote than I've ever seen before.
That's a good change.
Now, if we could just convince these guys that throwing mud against the other candidate to see if anything sticks is a pointless exercise, a waste of time and money...
Naw, the mudslinging has commenced, the air time bought and paid for, there's no hope for reasonable minds at this late date.
Maybe next time, folks will remember who did and who did not think it was necessary to dredge up a bunch of lies to make the other guy look bad.
Shoot, why, when he does so well by himself???
Give a politician enough air time, and sooner or later, he'll say something so incredibly stupid that even the most devout follower will cringe.
Of course, that'll be more ammo for the next round of mudslinging...
Saturday, September 20, 2008
The Mortgage Meltdown
My neighbor lost his house.
I'm so sad for him.
In his case, he lost his job (oh, I know that one!) and got behind. With the market being the way it is, he couldn't refi and he couldn't get caught up. His ex is waiting, hoping that he can pick up the house later, once the foreclosure is finished and the bank puts the house on the market for a fraction of what my neighbor owed.
Yes, he's hoping to buy the house back. Those guys put so much work into their house, it's a darn shame this happened to them.
I know that I can't refi right now. I'm only about $20,000 upside down right now, so I'm stuck in my loan for a bit. In this market, at this time, it's not as bad as it sounds. Fortunately, I don't have to refi until 2010, so there's time for the market to swing up again.
I'm watching the mortgage meltdown with much cynicism.
You see, the mortgage companies are freaking greedy. They don't WANT to renegotiate loans. They don't WANT to give up a prepayment penalty so the customer can refinance into a better loan product. They don't WANT to work with the customer.
It's all backfired on them!
LOL, now they're paying the price for the misrepresentation of the loan products, of the under and over valuing of properties, for straight up fraud (like manufacturing the numbers without the customer even realizing what was done!).
Yes, sometimes they deliberately undervalued a property, forcing the homeowner into a less desirable but more profitable loan product, knowing that the homeowner had to refi NOW. Taking advantage of the situation doesn't make it right.
Even so, houses are starting to sell again. Prices have dropped enough that many people are starting to look toward buying that first home. Truly over valued house prices have dropped dramatically and people are looking to buy.
So the mortgage meltdown will eventually pass. Again.
Because this isn't the first time it's happened. Nor will it be the last.
The politicians and bankers and mortgage companies will all be on the bandwagon about what they did to help the consumer.
And we'll know they're all full of poop. Because nice guys like my neighbor don't live in this hood anymore.
The market will recover. So will he.
But the mortgage companies' lies, misrepresentation, and out and out fraud have been revealed.
Finally.
I'm looking for more banks and mortgage companies to go under before we completely recover from this mess. More fraud will be revealed. More lies and misrepresentations will appear to haunt these huge companies.
I don't know that I want the government to be all up in the mortgage business, but I do know that I want the rules and regulations, the laws that are already in place, to be enforced.
Make the greedy bastards pay.
And pay.
And pay.
Just like we, the consumers, usually have to pay.
It's nice to see it happen to the big guys for a change. Even though it messes with the economy for a while.
We little guys are used to it. We will survive the mortgage meltdown. It's just once more mess in our lives and we know how to hunker down and hang on.
That's the operative phrase in this mess, "Hang on!"
Hang on, change is coming!
Hang on!
I'm so sad for him.
In his case, he lost his job (oh, I know that one!) and got behind. With the market being the way it is, he couldn't refi and he couldn't get caught up. His ex is waiting, hoping that he can pick up the house later, once the foreclosure is finished and the bank puts the house on the market for a fraction of what my neighbor owed.
Yes, he's hoping to buy the house back. Those guys put so much work into their house, it's a darn shame this happened to them.
I know that I can't refi right now. I'm only about $20,000 upside down right now, so I'm stuck in my loan for a bit. In this market, at this time, it's not as bad as it sounds. Fortunately, I don't have to refi until 2010, so there's time for the market to swing up again.
I'm watching the mortgage meltdown with much cynicism.
You see, the mortgage companies are freaking greedy. They don't WANT to renegotiate loans. They don't WANT to give up a prepayment penalty so the customer can refinance into a better loan product. They don't WANT to work with the customer.
It's all backfired on them!
LOL, now they're paying the price for the misrepresentation of the loan products, of the under and over valuing of properties, for straight up fraud (like manufacturing the numbers without the customer even realizing what was done!).
Yes, sometimes they deliberately undervalued a property, forcing the homeowner into a less desirable but more profitable loan product, knowing that the homeowner had to refi NOW. Taking advantage of the situation doesn't make it right.
Even so, houses are starting to sell again. Prices have dropped enough that many people are starting to look toward buying that first home. Truly over valued house prices have dropped dramatically and people are looking to buy.
So the mortgage meltdown will eventually pass. Again.
Because this isn't the first time it's happened. Nor will it be the last.
The politicians and bankers and mortgage companies will all be on the bandwagon about what they did to help the consumer.
And we'll know they're all full of poop. Because nice guys like my neighbor don't live in this hood anymore.
The market will recover. So will he.
But the mortgage companies' lies, misrepresentation, and out and out fraud have been revealed.
Finally.
I'm looking for more banks and mortgage companies to go under before we completely recover from this mess. More fraud will be revealed. More lies and misrepresentations will appear to haunt these huge companies.
I don't know that I want the government to be all up in the mortgage business, but I do know that I want the rules and regulations, the laws that are already in place, to be enforced.
Make the greedy bastards pay.
And pay.
And pay.
Just like we, the consumers, usually have to pay.
It's nice to see it happen to the big guys for a change. Even though it messes with the economy for a while.
We little guys are used to it. We will survive the mortgage meltdown. It's just once more mess in our lives and we know how to hunker down and hang on.
That's the operative phrase in this mess, "Hang on!"
Hang on, change is coming!
Hang on!
Saturday, July 26, 2008
Banks, Banks and More Banks
Two more banks, 1st National Bank of Nevada and First Heritage Bank, in Nevada, Arizona and California, were taken over by the FDIC on Friday. Luckily for their customers, the banks will reopen on Monday as Mutual of Omaha Bank branches. Customers can still write checks and access funds with their ATM cards.
And IndyMac is defunct.
My best friend's mortgage is with IndyMac. I told her not to worry, the Feds will sell it off to some other bank. Despite all the dire news about mortgages and real estate, historically, as long as she can hang in there and make her payments, she'll be OK in the long run. She's struggling though.
I'm struggling too. I am having a really hard time right now. I had some unexpected expenses and am struggling to get my bills all paid on time. (I don't feel bad about my Internet bill though, I have dial up and pay $15 a month. It pays for itself with the stuff I sell online.) Between the mortgage and high gas costs, it's just hard right now.
I am not alone.
In my case, I was sort of duped into the loan I have right now. I HAD to refi, my mortgage had reset. I was doing OK except my [insert bad words here] contractor didn't finish the remodel in a timely way. So instead of being able to refi around the end of October as planned, I wasn't able to refi until MAY!!
Anyway, to add injury to insult, the mortgage company sent out an appraiser that vastly undervalued my property, so I wasn't able to get the loan I needed. (How do I know? I was trying to get a loan with my credit union and the appraiser valued the property $20,000 higher. I was ONE POINT too low on my FICO, so I didn't qualify for that good loan I wanted. Plus, I have a copy of my next door neighbor's appraisal, a smaller house, not as updated, that was $50,000 higher!! HELLO???)
So, I had to start the whole process again with another company. Then, I was dicked around until the last minute. I had no more money for a third appraisal or to start the process again. I was forced to take the loan I was offered, a much less desirable product. And then, to top it off, I was told that this loan would include the escrow account. NOT!
Again, at the very last minute, when I had no more choices, I was told that no, the payment did not include the escrow.
I was screwed and thus, back against the wall, I signed the paperwork.
I can hardly wait to refi again and as soon as I'm able, prepayment penalty or not, I am so out of this loan. I will NEVER do business with this company again. Never, ever, ever.
I am not alone.
I have talked to a number of people who've been pushed into the corner like I was, and then had a choice of refi or the mortgage payment would jump out of their reach. So they did what they had to do for the moment.
I am praying that this big bailout that Bush is supposed to sign this weekend will be the salvation, not for the companies, who deserve nothing but contempt for the way they've treated their customers, but for the consumers.
All I want is to refi one last time, get into a fixed rate loan, set up an automatic payment plan and get my finances back on track.
Oh, yeah, I almost forgot. I was told I could set up an automatic payment plan. NOT! It's not an option with the loan I have. I discovered that lie when I went online to check it out. Dang it all!!
Lies, lies and more lies.
No wonder banks and mortgage companies are going under. The weight of those lies is sucking them under.
My loan isn't with the banks that just went under, thank the good Lord. My mortgage company has managed to stay afloat -- so far.
And I will pull through this financial mess. The market will recover, there are already signs that houses ARE selling in my area. The market will stay flat for a while, but my house is actually still valued at close to what I owe, so I'm better off than many consumers.
My friend still has equity, so she is also better off than most.
But we'll still struggle for a while longer. As Jesus told us, through storms we shall pass.
The operative word is "PASS".
Links:
SFGate.com: http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2008/07/25/financial/f214032D65.DTL
FDIC: www.fdic.gov/news/news/press/2008/pr08063.html
1st National Bank of Nevada: http://www.fnbaonlinehb.com/
First Heritage Bank: http://www.firstheritage.net/
Bush signs housing rescue bill: http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2008/07/23/financial/f143741D94.DTL
Details of the bill: http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2008/07/23/national/w123421D90.DTL
And IndyMac is defunct.
My best friend's mortgage is with IndyMac. I told her not to worry, the Feds will sell it off to some other bank. Despite all the dire news about mortgages and real estate, historically, as long as she can hang in there and make her payments, she'll be OK in the long run. She's struggling though.
I'm struggling too. I am having a really hard time right now. I had some unexpected expenses and am struggling to get my bills all paid on time. (I don't feel bad about my Internet bill though, I have dial up and pay $15 a month. It pays for itself with the stuff I sell online.) Between the mortgage and high gas costs, it's just hard right now.
I am not alone.
In my case, I was sort of duped into the loan I have right now. I HAD to refi, my mortgage had reset. I was doing OK except my [insert bad words here] contractor didn't finish the remodel in a timely way. So instead of being able to refi around the end of October as planned, I wasn't able to refi until MAY!!
Anyway, to add injury to insult, the mortgage company sent out an appraiser that vastly undervalued my property, so I wasn't able to get the loan I needed. (How do I know? I was trying to get a loan with my credit union and the appraiser valued the property $20,000 higher. I was ONE POINT too low on my FICO, so I didn't qualify for that good loan I wanted. Plus, I have a copy of my next door neighbor's appraisal, a smaller house, not as updated, that was $50,000 higher!! HELLO???)
So, I had to start the whole process again with another company. Then, I was dicked around until the last minute. I had no more money for a third appraisal or to start the process again. I was forced to take the loan I was offered, a much less desirable product. And then, to top it off, I was told that this loan would include the escrow account. NOT!
Again, at the very last minute, when I had no more choices, I was told that no, the payment did not include the escrow.
I was screwed and thus, back against the wall, I signed the paperwork.
I can hardly wait to refi again and as soon as I'm able, prepayment penalty or not, I am so out of this loan. I will NEVER do business with this company again. Never, ever, ever.
I am not alone.
I have talked to a number of people who've been pushed into the corner like I was, and then had a choice of refi or the mortgage payment would jump out of their reach. So they did what they had to do for the moment.
I am praying that this big bailout that Bush is supposed to sign this weekend will be the salvation, not for the companies, who deserve nothing but contempt for the way they've treated their customers, but for the consumers.
All I want is to refi one last time, get into a fixed rate loan, set up an automatic payment plan and get my finances back on track.
Oh, yeah, I almost forgot. I was told I could set up an automatic payment plan. NOT! It's not an option with the loan I have. I discovered that lie when I went online to check it out. Dang it all!!
Lies, lies and more lies.
No wonder banks and mortgage companies are going under. The weight of those lies is sucking them under.
My loan isn't with the banks that just went under, thank the good Lord. My mortgage company has managed to stay afloat -- so far.
And I will pull through this financial mess. The market will recover, there are already signs that houses ARE selling in my area. The market will stay flat for a while, but my house is actually still valued at close to what I owe, so I'm better off than many consumers.
My friend still has equity, so she is also better off than most.
But we'll still struggle for a while longer. As Jesus told us, through storms we shall pass.
The operative word is "PASS".
Links:
SFGate.com: http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2008/07/25/financial/f214032D65.DTL
FDIC: www.fdic.gov/news/news/press/2008/pr08063.html
1st National Bank of Nevada: http://www.fnbaonlinehb.com/
First Heritage Bank: http://www.firstheritage.net/
Bush signs housing rescue bill: http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2008/07/23/financial/f143741D94.DTL
Details of the bill: http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2008/07/23/national/w123421D90.DTL
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